Wednesday, February 2, 2011

Florida Wind Mitigation Inspection


Among the states in US, Florida is the most hurricane-prone state with subtropical or tropical water on a lengthy coastline. It is rare for a hurricane to pass without any impact in the state by at least a tropical storm. When hurricane comes to your house it can destroy roofs, windows, doors and can create shearing of parts of your house that may produce more damage and may cause loss of lives. In order to protect your families from damage of hurricane or storm you can install wind-resisting stuffs. 

Wind mitigation is very essential in Florida for the protection of homes and families. It is a safety measure to ensure you during windstorm. A Wind Mitigation Inspection is a worthful service that may qualify your property to reduce your windstorm insurance. Insurance may require a lot of money or it is expensive, in order to have a less cost a Wind Mitigation Inspection is essential. These insurance are available to those buildings that have features that reduce damage during windstorms. The state of Florida requires Insurance Companies to offer reduced rate for certain wind mitigation features. This windstorm insurance policy came effective when the Florida state legislators revised the new statewide building code.

In a Wind Mitigation Inspection a certified inspector will conduct survey to your property and search for a stuff of your home that shows that it is practically substantial enough or catastrophically damaged during windstorm. These features include concrete block construction, gable end bracing, a hip roof, the presence of a single or double roof straps, the type of roof covering, impact resistant glass, reinforced garage doors, window shutters, the presence of a secondary water resistance barrier, property opening protection and property topography.

The inspector will inspects all the necessary things that should be surveyed based on the codes and standards of the guidelines rules. If ever your house did not pass the standard you cannot avail the insurance fees and you may be required to re-design your house. 


Wind Mitigation Inspection allows the inspector to give your home a certificate stating that you have passed the qualifications and you can avail the insurance fees. Since the structure of you house suffer less wind damage the insurance company are willing to lower their fees. The inspection conducted may only takes about an hour and the inspection may cost $150 depending on size of your property. 

To insure the life of your family a Wind Mitigation and the proper wind-resisting design are important. This may both saved life and financial needs.

Here is a video showing on how to inspect a house.


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